DBank Loans
Standard working capital loan
Flexible financing for long-term business planning with regular debt reduction and a properly structured repayment plan
Standard working capital loan
- Flexible financing for long-term business planning
- Financial product adapted to the needs of the client
- Loan structured according to the specific requirements of the client
- Regular debt reduction
- Quick response after submitting the necessary documents
- Long repayment period - up to 60 months
- Individual repayment plan in accordance with the specific needs of the business
- Opportunity to unleash the potential of your business
- Financing normal and daily business activities
- Increasing the range
- Maintaining larger stocks
- Increasing the level of inventories due to an increase in accepted orders
- Increasing the level of inventories due to rising prices
- Use of discounts when buying large quantities
- Covering a temporary shortage of funds to service current payments
- Starting a new activity
- Attracting new suppliers or customers
- The amount of the loan is determined by the solvency of the borrower, the structure of the transaction and the offered collateral - up to 40% of the annual sales revenue
- Utilization of the agreed amount for the specified purpose - once or in parts
- Repayment under agreed repayment plan and conditions
- Opportunity for cash and non-cash absorption of loan funds
- For up to 60 months depending on the collateral offered, the structure of the transaction and the customer profile
- When refinancing liabilities to other banks, the financing of fees and commissions related to the early repayment of the refinanced exposure is allowed
- Without presenting a business plan and estimated cash flows
- All collateral acceptable to the Bank
- Small business clients who develop and expand their business
- Companies with seasonality in the activity