Demand deposits and current accounts

Safe account

If you are looking for a saving account with functionality for automatic, regular savings of an amount and period chosen by the customer, with attractive interest rate, then our Safe account is your choice

Currency: BGN/EUR
Minimum amount: BGN 50/ EUR 30
Interest: 0.45% for amounts up to BGN 50 000/EUR 25 000

Safe account is a type of savings account with functionality for automatic, regular savings of an amount and period chosen by the customer. The customer determines an amount - the savings component to be saved regularly, at a desired frequency chosen by him. The bank will automatically transfer the specified amount from the client's current account to the Safe account.

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Your advantages:

  • To regularly save amounts, as the transfer and allocation of funds is carried out free of charge by the bank
  • To determine an amount of your choice that you wish to be allocated monthly;
  • To also receive incoming transfers in order to save on your Safe account;
  • To get a higher interest rate on your funds;
  • To use a saving account without monthly service fees;
  • To store your funds outside the card account, and if necessary, at any time to transfer them back and have them at your disposal;
  • To have access to your funds at any time.

Parameters:

  • icon calendarIt's up to the customer to determine the term and the amount to save
  • icon searchNo fees for opening, monthly maintenance and closing, as well as for the automatic transfer of funds from the current account to the Safe account
  • icon percentFor a balance up to BGN 50 000/EUR 25 000 – annual interest 0.45%                     For a balance over BGN 50 000/EUR 25 000 – annual interest 0.05%
  • icon coinsCurrency: BGN and EUR
  • icon docOpening: Safe account can be opened in every office of the Bank

More information about our interest rates on fixed-term deposits, deposits and accounts can be obtained from the Bank's Interest Rate Bulletin for individual clients.

Your savings in D Commerce Bank AD in the amount of up to BGN 196,000 are guaranteed by the Bulgarian Deposit Insurance Fund, according to the Law on Bank Deposit Guarantee.