Deposits

Standard deposit

If you want to save in BGN, EUR or USD, check our attractive interest rates

Standard deposit

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Advantages:

  • Guaranteed return on your money at a favorable interest rate for you or your business
  • Automatic renewal of the deposit for a new, consecutive term, unless you request otherwise
  • Choose how to use the interest on your deposit - capitalization, cash withdrawal or transfer to another account in the bank
  • No fee for opening, servicing and withdrawing the deposit at maturity
  • Option to use the deposit as a collateral for a loan

Term /Interest

BGN

EUR

USD

3-month

0.01%

0.01%

0.01%

6-month

0.30%

0.30%

0.30%

12-month

0.60%

0.60%

0.60%

Term - 3, 6 or 12 months

Currency - BGN, EUR or USD

Minimum opening amount - BGN 1,000, EUR 500 or USD 400

Bonus - free issuance of an international debit card Debit Master Card

The interest is paid by capitalization to the principal at the end of the period on your deposit account.

In case of early termination, the interest rate is identical to that on current accounts in the respective currency.

More information about our new interest rates on fixed-term deposits, deposits and accounts can be found in the Bank of Bulgaria's Interest Rate Bulletin. Basic information on deposit protection is available from the Depositors' Newsletter.

Your savings in D Commerce Bank AD in the amount of up to BGN 196,000 are guaranteed by the Bulgarian Deposit Insurance Fund, according to the Law on Bank Deposit Guarantee.