Loans
Credit line
Financial product with the option of multiple utilization and repayment, in accordance with the specific needs of the business
Credit line
- Flexible financing for long-term business planning
- Financial product adapted to the needs of the client
- Structuring the loan according to the specific requirements of the client
- Quick response after submitting the necessary documents
- Long repayment period - up to 120 months
- Individual repayment plan in accordance with the specification of the business
- Option for multiple utilization and repayment in the amount and term of the loan
- Option to extend the term
- No requirement to repay the limit before extending the term
- No repayment plan
- Optimal management of interest expenses
- Financing needs related to normal and daily business activities
- Payments to suppliers
- Advance payment to suppliers
- Increasing the range
- Providing an opportunity for deferred payment to your customers
- Increasing the level of inventories due to an increase in accepted orders
- Increasing the level of inventories due to rising prices
- Covering a temporary shortage of funds to service current payments
- Suitable activities - retail, shops, warehouses, etc.
- The amount of the loan is determined by the solvency of the borrower, the structure of the transaction and the offered collateral - up to 40% of the annual sales revenue
- Utilization of the agreed amount for the specified purpose fully or in parts
- Option for cash and non-cash absorption of loan funds
- For up to 120 months depending on the collateral offered, the structure of the transaction and the customer profile
- When refinancing liabilities to other banks, financing of fees and commissions related to the early repayment of the refinanced exposure is allowed.
- Without presenting a business plan and estimated cash flows
- All collateral acceptable for the Bank
- Recurring payments
- Periodic payment of accrued expenses for goods and services
- Providing deferred payment for your customers
- Advance payment of orders to suppliers